Eligible ages:

  • Minimum Age: 10 Years

  • Maximum Age: 65 Years

Personal Automobile Insurance

We hope you never need our automobile coverage, but accidents can occur suddenly. We offer coverage that anticipates risks and ensures your protection. 

NLC’s Automobile policies include the following:

  • Bodily Injury

    Bodily Injury Liability protects against claims that result in bodily injury to others caused by an automobile accident for which you are responsible.

  • Property
    Damage

    Property Damage Liability protects against claims that result in damage to the property of others caused by an automobile accident for which you are responsible.

  • Medical
    Payments

    Medical Payments provide coverage for bodily injury to you, a family member, or a passenger regardless of who is responsible for the accident.

  • Collision

    Collision provides coverage for damage to your vehicle caused in an accident.

  • Comprehensive

    Comprehensive provides coverage for damage to your vehicle caused by fire, theft, flood, or collision with an animal. This coverage also pays for broken glass.

  • Uninsured
    Motorist

    Uninsured Motorist covers injuries sustained by you, your family members, or passengers in your vehicle in an automobile accident when the party responsible lacks insurance to cover the injuries.

  • Underinsured
    Motorist

    Underinsured Motorist coverage protects you, your family, or passengers if you're injured in an accident and the party lacks sufficient insurance to cover these injuries.

  • Rental
    Reimbursement

    Rental Reimbursement, Towing & Labor, and Auto Loan/Lease coverages are available for an additional premium.

Ways to Save

Multi-Car Credit

A Multi-Car credit is available for insuring two or more cars on your NLC policy plan.

Good Student Credit

A credit available for young student drivers with good grades.

Driver Training Credit

A credit available for young drivers.

Credits for Anti-Theft Devices

A credit available for vehicles with specific Anti-Theft devices.

Account Credit

Additional credits are available when Auto policy is bundled with Homeowners policy and placed with NLC.

Deductible Credits

Additional credits available for higher physical damage coverage deductible options.

Get peace of mind and a lower premium by insuring your automobiles together with your home or condominium!

Talk to the Experts

Find an NLC agent to learn more about our programs and how we can provide a custom solution designed just for your needs.