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Personal Homeowners Insurance... |
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Homeowners |
Renters |
Condominium
| Valuable Items |
Credits |
Installment Plan |
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NLC offers coverage for persons who own a
house in the states of Connecticut, Rhode Island, and Massachusetts. All
of NLC’s Homeowner policies include the following coverage: |
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Coverage
for the house owned by the policyholder. |
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Other structures
on the insured location are also covered up to 10% of the amount of
coverage on the house. These structures can include a detached garage,
play house, storage shed, or swimming pool. Additional coverage limits
can be purchased as needed. |
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Personal
Property owned by the policyholder is covered up to 50% of the amount of
coverage on the house. The property that is covered includes personal
belongings, household furniture, and equipment used to service the
insured residence. |
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In the event a
covered loss renders the house uninhabitable then Loss of Use coverage
provides up to 20% of the amount of coverage on the house for the
policyholder’s extra expenses. These expenses can include the cost to
stay in a hotel and meal expenses while the house is uninhabitable. |
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Personal
Liability coverage pays for injury for which an insured may be legally
liable. |
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NLC’s Homeowners policies can include additional coverages that each
individual policyholder may need: |
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Replacement Cost Contents
covers personal property at replacement value without a deduction for
depreciation. |
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Guaranteed Replacement Cost
will pay for the cost to rebuild a destroyed building even if the cost
exceeds the amount of coverage up to an additional 50%. |
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NLC’s Protection Plus
coverages provide additional coverages with a price that is lower
than if the coverages are purchased individually. |
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NLC can provide coverage for
certain businesses that are operated out of the house. |
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Identity Theft coverage provides highly experienced
fraud specialists to assist in resolving your claim. |
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The best way to
learn more about a NLC Homeowner policy is to
contact a NLC agent today. |
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